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Identity Theft Destroyed Your Credit?

Fight Back, Clear Your Name, and Get Compensated
With an Attorney Who Makes Them Pay

Serving San Diego County & All of Southern California

Get Your Free Case Evaluation Now

No Cost, No Obligation

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Why Choose Our Firm?

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Victims Deserve More Than Sympathy — They Deserve Justice

Identity theft can devastate your credit, destroy your financial reputation, and follow you for years. At Barthel Law, we don’t just help you dispute errors — we hold the companies responsible. Under federal law, creditors and credit bureaus that fail to correct fraudulent information can be sued, and our clients often pay nothing out of pocket.

Federal Law Is Powerful — If You Know How to Use It

The Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) give identity theft victims substantial rights. Our attorneys know exactly how to use these laws to get fraudulent accounts removed, stop illegal collection calls, and pursue the compensation you’re owed.

Your Case Is Unique — Your Strategy Should Be Too

Whether you’re dealing with one fraudulent credit card or a full-scale identity takeover, we assess your complete situation and build a customized legal plan. We move quickly because waiting allows the damage to compound.

Comprehensive Identity Theft & Consumer Rights Legal Services

FCRA Violations & Lawsuits

FCRA Violations & Lawsuits

When credit bureaus or creditors fail to investigate and remove fraudulent accounts, they violate federal law. We sue them on your behalf — and they pay our fees.

Credit Report Restoration

Credit Report
Restoration

Fraudulent accounts, hard inquiries, and erroneous collections can linger for years. We send legally precise dispute letters that force credit bureaus to investigate and comply.

Debt Collector Harassment

Debt Collector
Harassment

If collectors are calling about debts that aren't yours, they may be breaking federal law. We stop the harassment and pursue damages — often worth $1,000 or more per violation.

Fraudulent Account Disputes

Fraudulent Account Disputes

From unauthorized credit cards to fake loan applications, we document the fraud and compel banks and lenders to close fraudulent accounts and remove them from your record.

Identity Theft Affidavits & Police Reports

Identity Theft Affidavits & Police Reports

Proper documentation is the foundation of every successful identity theft case. We guide you through the FTC and police reporting process to build a legally airtight record.

Employment & Tenant Background Disputes

Employment & Tenant Background Disputes

Fraudulent criminal or financial records can cost you a job or an apartment. We dispute background check errors and hold reporting agencies accountable under the FCRA.

Costly Mistakes in Identity Theft Recovery

Disputing Directly With Credit Bureaus — Without an Attorney 

Generic online disputes are easy to ignore. Without precise legal language and the right documentation, bureaus routinely rubber-stamp “verified” and move on — leaving fraudulent accounts on your report for years.

Paying the Fraudulent Debt to Make It Go Away 

Some victims pay collections thinking it will stop the damage. This is almost always a mistake — it can actually validate the debt and complicate your legal options. Never pay a debt from identity theft without speaking to an attorney first.

Waiting Too Long to Take Legal Action 

Federal law imposes strict deadlines — typically two years from the date you discover a violation. Waiting allows credit damage to compound, limits your legal options, and reduces the compensation you may be owed.

Not Knowing You’re Entitled to Compensation 

Most victims don’t realize that under the FCRA and FDCPA, they may be entitled to statutory damages, actual damages, and attorney’s fees — all paid by the companies that violated the law, not you.

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What Our Clients Say

"I fell victim to identity theft and found myself with a judgment I had no idea was imposed upon me. Nick was able to help me reverse the judgment, have the fraudulent debt waived, and helped me receive compensation from the bank that had the judgment against me."

— Leo

"I am a 76-year-old widow. A bank I was doing business with for 22 years allowed a scammer to wire out all my money. I tried everything — called the FBI, called the TV stations — but no one would help me. Then I found Nick Barthel and my luck changed. He won me a big award."

— Joanne R.

"Nick did an amazing job guiding us through an identity theft scenario. The debt collector stopped trying to collect from us and we got the fraudulent debt removed from our credit reports thanks to his persistence and expertise. I can't recommend him highly enough."

— Bill

"I didn't know what to do — being sued is such a blindsiding experience. Calling Nick was the best decision I made. He took care of everything and was very capable, knowledgeable, and affordable. He worked with our budget!"

— Patrice

How We Protect You and Your Future

Deep Knowledge of Federal Consumer Law

The FCRA, FDCPA, and FACTA are complex — and constantly evolving. Our attorneys stay current on every regulation, court ruling, and agency guidance so your case uses every available protection.

A Real Attorney — Not a Credit Repair Company

Credit repair companies can't sue anyone on your behalf. Only a licensed attorney can take legal action, compel compliance, and negotiate settlements that actually make you whole.

No Fee Unless We Win — Ever

In most identity theft cases, attorney's fees are paid by the defendant under federal law. We take cases on contingency, which means there is no cost to you unless we recover for you.

Aggressive Litigation When Needed

We don't bluff. When creditors and bureaus refuse to comply, we file suit. That credible threat — and our track record of following through — is often what gets results that disputes alone never could.

End-to-End Case Management

From the initial FTC affidavit to final credit bureau confirmation, we coordinate every step. You never have to wonder what's happening with your case — we keep you informed throughout.

Quick Action Where It Counts

Every month of fraudulent reporting costs you — in loan denials, higher interest rates, and emotional stress. We move fast to stop the damage and start restoring what was taken from you.

With the Right Identity Theft Attorney, You Can:

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Get Fraudulent Accounts Permanently Removed 

Force credit bureaus and creditors to delete every trace of the fraud from your report — not just “disputed” notations, but full removal.

Receive Financial Compensation for Your Damages

Statutory damages, actual damages for credit denials and emotional distress, and attorney’s fees — all paid by the parties who violated your rights.

Stop Debt Collector Harassment Permanently

Put an end to illegal calls, threats, and letters about debts that were never yours — and hold the collectors legally accountable for every violation.

Rebuild Your Credit Score Faster

With fraudulent accounts gone and your record clean, your score can recover quickly — opening the door to mortgages, auto loans, and the financial future you deserve.

Take Back Your Identity — Act Now

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Don’t face identity theft alone.

The longer fraudulent accounts remain on your credit report, the more damage they do. The attorneys at Barthel Law offer a FREE initial consultation with no obligation. We’ll review your situation, explain your rights, and tell you exactly what we can do for you.

In most cases, you pay nothing unless we win.

Call Now: (760) 979-4565